Universal Life Insurance

I came on board about a month ago as the LIFE Foundation’s communications director. Like at most foundations, LIFE has a small staff with immense drive and creativity producing amazing results on a small budget. That didn’t surprise me. What did, though, was that when I chose LIFE, I didn’t realize I would be so frequently reminded of DEATH.

First, you should know that I’m the kind of person who as soon as I hear a news anchor launch into a tragic story, I switch the channel as fast as my fingers will move. I don’t want hear it. Even in my office at LIFE, which overlooks Arlington Cemetery, I close the shades. Too much glare. Besides, I need to see my computer. But on it, I’ve been watching or reading story after realLIFEstory of families, businesses, men, women and children, telling me to stop turning the channel, stop closing my shades. Even if I wanted to I can’t now, it’s my job and I need to understand why we do what we do, why you do what you. Why do you sell insurance? Why do you buy insurance? What happens when we don’t have it; what it means when we do.

My husband, a former CPA, said after we had our first child that we had to get life and long-term care insurance. After the next two kids came along, both at once, he increased coverage on both of us, even though we were paying more in childcare than our mortgage. I asked, “Why are we doing this when we are barely saving these days?” He just said, “It’s important.” I didn’t get it and it irritated me that I couldn’t eat out as much or had to “cut my spending” so he could put our money toward something intangible, hypothetical.

After coming to LIFE, watching reality play on my computer screen, seeing how the staff and the industry embrace the people featured in our realLIFEstories and LIFE Lessons programs—I get it now. In fact, I’m ready to increase our coverage. I told my husband that I want us to sit down with a financial professional, and not just arrange this stuff online, but get a real partner who will help us find the best options for us. I’m excited about LIFE and the lessons I’m going to learn here. I hope I can do my part to get the message out and be an asset to this industry and this organization. Here’s to LIFE.

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