Universal Life Insurance

I was flipping through a recent issue of Real Simple, when I ran across a short article—a Q & A, really. The column is called “Right on the Money,” and it focuses on ethics when it comes to your money. The question a reader asked was, “When filling out an insurance application, can I stretch the truth about my health?” The article explained in around 200 words why this is not a good idea—that it could lead to a future claim being denied.

When I thought about this, I realized that all that space was really unnecessary. “Stretch the truth” is a euphemism for lie. Lie. So, really, the question should have been changed to say, “When filling out an insurance application, can I lie about my health?” When stated this way, the answer needs just one word, “No.”

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