Enhance Your Whole Life Insurance Policy with the Accelerated Death Benefits Rider
Written by admin on February 4, 2010 – 5:44 pmLife insurance is meant to provide financial security for loved ones when the policyholder passes away. But under certain circumstances it might be beneficial to access the insurance policy benefit while you are living.
Accelerated Death Benefits Rider
In the event of a terminal illness, the accelerated death benefits provision, also known as living benefits, allows the policyholder to access the insurance policy benefit.
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Work As a Logger, Long-haul Trucker, or Miner? When Applying for Life Insurance, You May Be Categorized As High Risk
Written by admin on February 3, 2010 – 10:11 amHigh-risk jobs carry a price when it comes to life insurance policies. Dangerous occupations represent much greater risk for insurance companies, and you are likely to pay for that risk with a higher insurance premium. Despite higher rates, it’s still possible to buy life insurance if you work in a hazardous profession.
Most Dangerous Occupations
The US Bureau of Labor Statistics (BLS) ranks dangerous jobs in two ways: fatality frequency count and fatality rate.
Fatality Frequency Count
Fatality frequency count looks at the total number of worker deaths in a given occupation.
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Liar, Liar
Written by admin on January 29, 2010 – 5:21 pmI was flipping through a recent issue of Real Simple, when I ran across a short articleâa Q & A, really. The column is called âRight on the Money,â and it focuses on ethics when it comes to your money. The question a reader asked was, âWhen filling out an insurance application, can I stretch the truth about my health?â The article explained in around 200 words why this is not a good ideaâthat it could lead to a future claim being denied.
When I thought about this, I realized that all that space was really unnecessary. âStretch the truthâ is a euphemism for lie. Lie. So, really, the questio
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The Nanny — Nazi — State Goes a long with Why People Are Scared (The original & my response)?
Written by admin on January 27, 2010 – 8:51 amWillys cynical thought for the day;
In my web research, Declaration of Independence, etc., I have yet to find where the government says they’ll be my freaking mommy! So you goddamn politicians stay the hell out of my life and pockets AZZHOLES!
The Nanny State (I got this in a Biker email rag)
Worrying about bacteria, New Jersey banned restaurants from serving eggs sunny side up. The ban has since been lifted. Some New Jersey localities have a ban on people pumping their own gasoline. Policemen issue citations for driving without a seatbelt. By law new cars must be equipped with air bags. Federal law mandates that all new toilets flush using a paltry 1.6 gallons of water. G
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Whole Life Insurance and Variable Life Insurance: What Policy Is Best for You?
Written by admin on January 26, 2010 – 6:48 am
When comparing whole life and variable life insurance policies, it is useful to know what common features these life insurance policies share, how the policies differ from one another, and the unique advantages and disadvantages of each policy.
Permanent Insurance Policies
Whole life insurance and variable life insurance are permanent insurance policies.
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